Suppose you're under permanent lease to a motor carrier that provides your primary liability coverage. In that case, you could benefit from our Non-Trucking Liability (NTL) coverage while using your truck for a non-business purpose.

Bobtail Insurance is a term coined to apply to auto liability coverage for an owner/operator after a load has been delivered. At the same time, the truck is not being used for trucking purposes. Most trucks moving across the country do so with a trailer. When a driver is under a third party's trucking authority without a trailer, it's known as bobtailing. Bobtail or NTL Insurance is Insurance that comes under liabilities. This is applicable when a driver operates a truck in the absence of a trailer.

Bobtailing is common among truckers, and it can be risky for the driver and the company they work for. Drivers who bobtail are usually out of compliance with their shipping authority. This means they aren't following the rules set by their carrier (usually a third party), which puts them at risk of being sued. Bobtails can result in severe problems for both the driver and the company they're working for. For example, if your load shifts during transport and your trailer snaps free from the truck, you could be stranded miles from anywhere without getting help.

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.