Educational Institutes Insurance Provided By Our Agency
Educational institutes are the foundation of a thriving community. And we know how complex and demanding managing any institution can be! We want to help your institute grow into something new, while protecting it from anything that would hinder its progress.
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Commercial Property Insurance
General liability coverage
When a student suffers bodily injury after falling from a broken chair, you are liable to pay for their medical expenses.
Your general liability policy would cover the medical expenses and any other legal fees if required.
Commercial property insurance coverage
A fire breaks out in your computer lab and destroys all your computer systems.
Your commercial property insurance would help you cover the loss.
Business Income Coverage
You cannot open your school because of the structural damage caused by a storm and lose out on the income for that year.
Business Income Insurance would help you recover your school’s lost income.
Employee lawsuit coverage
You had to let a teacher go due to poor performance, and they sued you for discrimination.
This coverage helps protect your school from alleged employment practices and wrongful acts.
Cyber Insurance coverage
Your school’s computer system got hacked over the holiday break. Personal information was stolen. So the school had to offer students identity theft monitoring services.
Cyber Insurance would cover any loss, pay for hiring a public relations firm, and offer credit monitoring services to the data breach victims.
What is Educational Institutes insurance?
Educational institute insurance is a unique bundle of business coverage that protects educational institutions from a wide range of possible risks.
Educational institutes face potential threats, such as damage to property and injury due to accidents on their premises. For these businesses to maintain operations without interruption in times when something goes wrong, it’s important they have quality education-institute insurance by an experienced provider like us.
Who needs Educational Institutes insurance?
A variety of educational institutions, including:
Private nonprofit schools for grades K-12
Private nonprofit colleges and universities
Trade and vocational schools
What are the coverages Educational Institutes should consider?
Some of the coverages educational institutes can consider are
Property: buildings, contents, equipment, booths, and all other
Educators Professional Liability
Directors and Officers Liability
Employment Practices Liability (EPLI)
Employee Benefits Liability
Abuse and molestation
When it comes to selecting the right insurance for an institute, there are a lot of factors that need to be considered. You’ve got risk management and cost-benefit analysis on one side of the table and policy coverage language on the other. It can feel like you have your hands complete with all these considerations. The last thing you want is more work!
Let us help take some load off your shoulders. Contact us today to help you with your institution’s insurance requirements.
Already have Educational Institutes Insurance? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
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Arnold Smith Insurance
We extend insurance coverages in WA, OR, AZ, ID & MT