Insuring Dreams, Ensuring Tomorrow

Your Shield, Our promise

Arnold Smith Insurance – where five decades of expertise and tailored coverage come together to protect what matters most in your life journey.

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About Us

Welcome To Arnold Smith Insurance

Introducing Arnold Smith Insurance—a name synonymous with five decades of safeguarding dreams. From auto to home, business to life, and health insurance, we are the unwavering shield between you and life's uncertainties. Our journey began in a modest office, but our aspirations were always grand – to become your trusted partners, providing tailored solutions for every phase of life.

Our mission starts on the road, where our auto insurance embraces the unexpected, confidently ensuring your journey. At home, our insurance blankets your haven, protecting both structure and memories. Our adaptable policies fortify enterprises in the business realm, turning challenges into opportunities. With life insurance, we promise enduring security for your loved ones. And when it comes to health, we offer coverage that's a testament to our commitment to your well-being.


We Are Here For You 
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We are experienced, reliable and professional.

You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.
Familty Insurance by Arnold Smith Insurance

Personal Insurance

Personal insurance plays a central role in your financial well-being. It can help provide financial security and keep your assets protected.

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Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses.

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Life & Health Insurance

The best way to secure your family’s future is with life insurance. So let us take the guesswork out of selecting the right Life & Health Insurance plan for you.

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The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and wide options


Switch without hassle and find the most suitable insurance


We don’t represent one company and can give you multiple options to choose from


Higher quality customer care than big corporate companies


We help all the way from policy reviews to claims assistance

Our Carriers

  • aon
  • cbic

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Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.


Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.


Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.


A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).


Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.


Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.


Cyber Insurance would cover any loss and pay for hiring a public relations firm.


See What Our Clients Say About Us!

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These ladies are excellent!!!
Raven explained my medical/dental options in detail and then she even filled out all the forms for me!
Stasia did my new home, communicating with my lender and builder to make sure all was covered correctly.
I cannot express how much I appreciate all these helpful ladies and their smiling faces!

★ ★ ★ ★ ★

I absolutely love this office and the ladies there. They have helped us tremendously in understanding all the details and finding us the most reasonable, and helpful insurance. I am eternally grateful to them.

Kim Smith
★ ★ ★ ★ ★

Nickole has been awesome getting us set up for home owners and auto insurance with our recent move to the area. Not only did she provide excellent service, but saved us money! i will strongly recommend her to anyone asking who is our insurance broker :)

Kim Seymour
★ ★ ★ ★ ★

News & Blog

Latest Insight, Insurance Trends

January 30, 2024
 Life Insurance Hacks for Financial Freedom

Regarding financial planning, life insurance is often viewed as a necessary but complex puzzle piece. In addition to being there for your loved ones in the unimaginable, it may be a potent instrument for achieving financial freedom and mental clarity. In this blog, we'll unravel the mystery of life insurance and explore some savvy hacks […]

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January 23, 2024
Elevate Your Business Game with These Game-Changing Tips!

In American business's fast-paced and competitive landscape, staying ahead is not just a goal; it's a necessity. Whether you're a seasoned entrepreneur or just starting your venture, specific game-changing tips can elevate your business to new heights. These insights can significantly impact your business success, from strategic planning to risk management. And here's a surprising […]

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January 19, 2024
Home Insurance Hacks Every Smart Homeowner Should Know!

Owning a home is a significant investment, and protecting it should be a top priority. Home insurance provides a safety net for unforeseen events, offering financial protection for your dwelling and belongings. However, being a savvy homeowner involves more than just purchasing a policy. Here are some home insurance hacks that every smart homeowner in […]

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